Ticket to ride. If you still drive, consider issuing "Tickets to Ride" to friends or family members who don't drive any more. Type or hand letter tickets on colorful construction paper. Offer rides to doctor visits, stores, or even to visit out-of-town friends and relatives. If you are handy with the computer and want fancier artwork, do an online search for "free ticket artwork." You can find a number of free images that you can copy for your own use. .Medicare supplements tend to have higher premiums than Medicare Advantage plans, but will cover most, or even all of your out-of-pocket costs, depending on which policy "A" –"N" that you choose. Medicare Advantage plans have lower premiums, but you instead pay co-pays for every service. If you get sick or you are hospitalized, your out-of-pocket costs could be thousands of dollars. But unlike Medicare alone, Medicare Advantage plans have annual out-of-pocket maximums to cap what you pay. Those maximums average ,332 in 2017 but can be as high as ,700. .Expanding Medicare coverage to include dental care. Millions of seniors are afflicted with age-related oral health issues. Yet under current law, the Medicare program is prohibited from covering most routine and emergency dental procedures, including fillings, root canals, extractions, and cleanings. The Medicare Dental Benefit Act (S. 22) would expand Medicare Part B coverage to include basic dental services and ensure that older Americans have access to the primary and preventive care that is needed to ensure good health in retirement. .Medicare Advantage plans require very careful scrutiny of potential costs. Some plans have lured seniors with low premiums and deductibles, only for enrollees to discover high undisclosed costs later. ."Congressional Pay Grows 15 Times Faster Than Social Security Checks" .This is the same bill he introduced in 2019 which TSCL endorsed then and we have endorsed this new bill once again. .It's no longer a matter of 'if' Congress will cut Social Security and Medicare, but "when" most policy observers now believe. Much will depend on Congressional budget negotiations in coming weeks as lawmakers address the extent to which borrowing can continue for payment of Social Security and Medicare benefits. .GAO found that many individuals do not fully understand that their benefits will continue to grow the longer they wait to collect them. In addition, GAO found that many field offices are not consistently providing the information individuals need to make informed decisions. As a result, many older Americans may begin collecting Social Security benefits earlier than necessary without knowing the financial consequences. .Recently I got a notice that my bank account was overdrawn. When I checked with the bank, my Social Security direct deposit was never received. I called the local Social Security office and learned that a request in my name was made to switch from my direct deposit account to a prepaid debit card. I never authorized this. How safe are the direct deposits and what can I do to get my money back?