Even though flying is a relatively low-risk activity, traveling should still be avoided unless absolutely necessary. .While not all generics work the same or as well as brand name drugs, they do work much or most of the time and the savings would be enormous. .Look into mail-order pharmacies. When ordering by mail you save money because you order in quantity – a 90-day versus a 30-day supply. Many mail order pharmacies charge lower co-pays for a 90-day supply than what you pay for a 60-day. Check with your drug plan to find out if mail order is available. .With only six weeks to go before the December 13th deadline, it remains to be seen which path the budget conference will take. Leaders of the conference announced on Wednesday that the next public meeting will be held on November 13th, but most of the work will likely occur behind closed doors in the coming weeks. Regardless, TSCL will continue to monitor the evolving budget negotiations, and we will post updates here in the Legislative News section of our website. .The new benefit formula under the 1977 law changes used "wage indexing" to calculate the initial retirement benefit. The economic assumptions used by Congress and the Social Security Administration assumed that wages would grow more quickly than price inflation. Generally, this is the way the economy tends to perform under normal circumstances. In reality, however, the reverse happened. .Sources: "Feds Announce Biggest-Ever Medicare Fraud, Totaling 0 Million," Scott Cohn, CNBC, May 4, 201"Report: Suspect Billings At 2,600 Drugstores," Ricardo Alonso-Zaldivar, The Associated Press, May 13, 201"Obstacles To Collection Of Millions In Medicare Overpayments, Office of Inspector General, Department of Health and Human Services, May 2012. .Despite progress on the bill's movement in the House this week, the AHCA appears to have a tough road ahead. TSCL will be keeping a close eye on it in the days and weeks ahead since its passage would negatively impact the health and financial stability of older Americans. For updates, follow TSCL on Twitter, or visit the Legislative News section of our website. In addition, we encourage our members and supporters to call their representatives in Congress to request their opposition to the AHCA. Contact information can be found HERE. .Should Social Security benefits be adjusted annually using a locality – based payment rate? Some of you, particularly those of you who are retired federal employees know far more about locality - based pay adjustments than I do. I hope you folks can set us straight on a new legislative proposal that would use locality- based pay adjustment rates to adjust Social Security benefits. My quest­ion to you — is this a good idea? Why or why not? .This week, members of The Senior Citizens League's (TSCL) legislative staff were in attendance at two committee hearings – one held by the Ways and Means Subcommittee on Health, and one held by the Joint Select Committee on Deficit Reduction. In addition, TSCL saw support grow for a key piece of legislation.