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  • Congressional Corner Rep Ted Deutch Feed

    Although some people argue that the Congressional investigation against AARP was politically motivated, there is no escaping the fact that AARP's revenues from royalties – mostly from insurance sales – are more than two and half times higher than its membership dues (as of 2009). .Patients would spend less to achieve better health. Value-based care systems focus on helping patients to recover from illness and on managing or avoiding chronic disease. The aim is to decrease the need for doctor visits, medical tests and procedures, and to reduce the amount of money spent on prescriptions while improving health. Value-based care encourages health providers to spend time on prevention-based services in order to focus more efforts on managing chronic disease with the goal of reducing costs like emergency room visits and hospitalizations. ."Unfortunately for seniors and their families these extreme differences in cost are not unique," says Johnson. "Almost every Medicare beneficiary enrolled in a Part D drug or Medicare health plan can achieve savings if they carefully compare all their options every year and switch when they find better coverage," Johnson says. "All that's required is computer access, the Medicare Drug and Health Plan Compare tools on the Medicare website at www.medicare.gov and determination to give it a try," she notes. … Continued

  • Legislative Update For Week Ending June 8 2012

    When you start retirement benefits before your full retirement age– which for you is 66 — you may work, but Social Security will withhold one dollar in benefits for every in earnings above the limit. The question for many people who go this route is when the withholding starts. .Affordable Care Act – Monitor the continued implementation of the law as it affects older Americans. .Ticket to ride. If you still drive, consider issuing "Tickets to Ride" to friends or family members who don't drive any more. Type or hand letter tickets on colorful construction paper. Offer rides to doctor visits, stores, or even to visit out-of-town friends and relatives. If you are handy with the computer and want fancier artwork, do an online search for "free ticket artwork." You can find a number of free images that you can copy for your own use. … Continued

GAO found that many individuals do not fully understand that their benefits will continue to grow the longer they wait to collect them. In addition, GAO found that many field offices are not consistently providing the information individuals need to make informed decisions. As a result, many older Americans may begin collecting Social Security benefits earlier than necessary without knowing the financial consequences. .Many social and economic factors work against women who are family caregivers and mothers that can lower their Social Security benefits. The Senior Citizens League (TSCL) believes that lawmakers can and should be doing more to improve this. .Nine prominent physician groups recently released lists of 45 common tests and treatments they say are often unnecessary. The problem is costing you dearly — as much as one third of every healthcare dollar, researchers say. As someone supposed to be giving you tips on how to save money, I'm embarrassed to admit that earlier this year I was a victim of overzealous medical testing. I'm not on Medicare yet, but what happened to me is happening to millions of those of you who are. .Why ban the use of earnings from unauthorized work to determine Social Security benefits? Under current law Social Security uses all earnings to calculate Social Security benefits. That means earnings of unauthorized immigrants from jobs worked under invalid and fraudulent Social Security numbers (SSN) can be used both to qualify for benefits and for the calculation of the initial retirement benefit. There is no official published data on the amount of wages on file attributable to aliens working without authorization, but the Social Security Administration maintains an earnings suspense file that represents an estimated 3.5 billion in wages from 2000 through 2010[2], most of it believed to be attributable to illegal workers. Under immigration reform, that could mean a huge new liability for Social Security in the future, triggering more rounds of cuts and higher taxes. .Check to see if your drug plan has a deductible, and how much the deductible should be. The number of drug plans that are charging a deductible increased in 2020, and a larger percentage of the plans is charging the full standard deductible of 5 in 2020. A deductible is the amount you pay before your coverage kicks in. Deductibles can vary in how they are applied. You may get coverage for generics from day one, but you are probably going to be required to satisfy a deductible for your Eliquis. Of particular note, enrollees in the SilverScript Choice plan paid no deductible in many regions of the U.S. last year, but they will pay as much as 5 in 2020. A similar situation affects enrollees of the Humana Enhanced plan, who paid no deductible in 201For those who chose to remain in the plan — which is now called Humana Premier Rx, they will pay a 5 deductible. .The CARES Act will not impact payment of Social Security benefits because funding from the projected Social Security payroll taxes will be credited to the Trust Fund. Increased borrowing and increased debt costs may put added pressure on Social Security for changes to improve solvency in the near future, though. .False and invalid Social Security numbers SSNs are supplied to employers virtually without any serious or immediate consequence. Illegal immigrants work using numbers belonging to another person, numbers that have been made up, by using "non-work" SSNs. Employers report the wages using these numbers or in some cases where no number exists, file the reports using a series of zeros in the SSN box (000-00-000).(7) In addition, immigrants who are in the U.S. illegally may work under one or more aliases. The unauthorized wages earned and reported under invalid SSNs represent a rapidly growing future benefit liability should Congress enact immigration reform that gives work authorization to immigrants working in this country illegally today. .Noting the vast and unprecedented danger that the coronavirus presents to the elderly and people with disabilities, patient advocates described the lack of inspections as a shocking oversight. .According to a recent TSCL poll, seventy-seven percent said they do not agree with the new "deferred action" immigration policy. TSCL supports the "No Social Security for Illegal Immigrants Act" (H.R. 787) introduced by Representative Dana Rohrabacher (CA-46), which would ban the use of earnings for jobs worked while illegal to determine entitlement.